State law controls much of what happens in foreclosure—your rights in the process, foreclosure procedures, available defenses, whether you're liable for a deficiency judgment after foreclosure, and more.
Get an overview by checking out our 50-state foreclosure charts. Or click on your state link to get to your State Foreclosure Law Center, which has articles about your state's foreclosure procedures, mediation programs, programs providing assistance to struggling homeowners, anti-deficiency laws, and more.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
D.C.
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
How Judicial Foreclosure Works
Learn the basics about judicial foreclosures.
How Nonjudicial Foreclosures Work
What is a nonjudicial foreclosure? Find out here.
Puerto Rico Foreclosure Process
Learn about the foreclosure of homes in Puerto Rico.
Key Aspects of State Foreclosure Law: 50-State Chart
Check out this 50-state chart to learn about the important features of each state's foreclosure procedures.
Summary of State Foreclosure Laws
The linked pages below summarize each state’s foreclosure laws.