New York Foreclosure Law Center

Foreclosures in New York are judicial, which means the lender must file a foreclosure lawsuit against you in court. If the judge grants the foreclosure, you may be on the hook for the deficiency (the difference between the sale proceeds and the remaining balance on your loan) in certain circumstances. If you are facing foreclosure in New York, below you can learn about key features of foreclosure law in New York and find out if you might be liable for a deficiency.

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