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Foreclosures in Alabama are nonjudicial, meaning the lender can foreclosure under a power of sale clause in the mortgage contract without going to court. You may receive various notices along the way, including a notice of sale. While you don't have a right to reinstate the loan in Alabama once foreclosure proceedings begin, you may be able to redeem the property after the sale under certain circumstances. To learn more about what these terms mean and for a run down of the key features of Alabama foreclosure law, read the articles below.
If you are unemployed or recently unemployed and struggling to make your mortgage payments, you might qualify for mortgage payment assistance under Albama's Hardest Hit Fund program.