State Foreclosure Laws
State law controls much of what happens in foreclosure—your rights in the process, foreclosure procedures, available defenses, whether you're liable for a deficiency judgment after foreclosure, and more.
Get an overview by checking out our 50-state foreclosure chart.
Choose your state to go to your state's Foreclosure Law Center, which has articles about foreclosure procedures, mediation programs, programs providing assistance to struggling homeowners, and anti-deficiency laws.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
D.C.
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
State Foreclosure Law Centers
Choose your state to go to your state's Foreclosure Law Center, which has articles about foreclosure procedures, mediation programs, programs providing assistance to struggling homeowners, and anti-deficiency laws.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- D.C.
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Learn the basics about judicial foreclosures.
What is a nonjudicial foreclosure? Find out here.
Check out this 50-state chart to learn about the important features of each state's foreclosure procedures.
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