Oklahoma Foreclosure Law Center
Facing foreclosure in Oklahoma? Start here to learn about the key features of the Oklahoma foreclosure process.
Most foreclosures in Oklahoma are judicial. This means your mortgage lender (or servicer) must sue you in court. If you want to fight the foreclosure, or if you disagree with any aspect of it, you must file a formal response in court. If do lose your home through foreclosure in Oklahoma and the sale proceeds are not enough to cover the balance of your mortgage, the lender can come after you for the “deficiency.”
Below you can get more information about Oklahoma foreclosure procedures and learn about Oklahoma’s deficiency law.
Be sure to check out our Foreclosure Center for articles on foreclosure, alternatives to foreclosure, government programs to help you avoid foreclosure, and more.
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Summary of Oklahoma's Foreclosure Laws
Learn the key features of Oklahoma's foreclosure laws.
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Deficiency Judgments After Foreclosure in Oklahoma
In most Oklahoma foreclosures, if the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency."
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Oklahoma HOA and COA Foreclosures
If you default on HOA or COA payments in Oklahoma, the association might foreclose on your home.
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If I Lose My Home to Foreclosure in Oklahoma, Can I Get It Back?
In Oklahoma, you can repurchase or “redeem” your home within a short period of time after a foreclosure sale.
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