Questions How will bankruptcy affect my credit score?
Learn about car repossessions: how they work, how to avoid them, and your options if it happens to your car.
Improve your credit by following the tips and instructions and using the forms in this popular Nolo book.
Learn how to manage your debts and get back on your financial feet. Below you'll find information on debt settlement and negotation, dealing with bill collectors, repaying student loans, and improving your credit. You can also learn about the different collection methods creditors can use (such as repossession and wage garnishment) and what happens if a creditor sues you.
Bankruptcy and Your Credit FAQ
Here are some essential questions to ask yourself.
If Your Wages Are Garnished: Your Rights
Your wages can be garnished if you owe child support, alimony, student loans, or back taxes, or a court judgment has been entered against you.
How to Object to a Wage Garnishment
Learn the basic procedures for challenging a wage garnishment.
Options for Debt Relief: What to Do If You Can't Pay Your Debts
If you're struggling with debt, learn about your options to get debt relief.
Common Defenses in Debt Buyer Lawsuits
Learn about defenses you might have if a debt buyer sues you to collect a debt.
Learn when you might get sued for delinquent credit card debt, steps in the lawsuit, and how to defend against it.
You can request that a collection agency verify the amount and validity of a debt. But you must act quickly.
Illegal Debt Collection Practices
Learn what bill collectors can and can't do under the federal Fair Debt Collection Practices Act.
Options If You Owe a Deficiency After Car Reposession
Learn how to deal with a deficiency after a car repossession.