Getting Loans & Credit

Payday Lending in Ohio: How Lenders Get Around the Rules

Ohio's Short-Term Loan Act restricts what payday lenders can charge and prohibits them from engaging in certain abusive lending practices.

Disadvantages of Pawn Shop Loans

Because pawnshops charge exorbitant rates and fees, they are not a good way to get money.

Lawsuit Loans: How Do They Work?

A lawsuit loan (also called a lawsuit cash advance, litigation financing, lawsuit funding, and settlement funding) is a cash advance against a future lawsuit judgment or settlement award.

How to Shop for a Lawsuit Loan

Tips on choosing a reliable lawsuit funding company.

Pros and Cons of Lawsuit Loans

Read about the advantages and disadvantages of lawsuit loans and cash advances before deciding if litigation funding is a good choice.

What Is a Structured Settlement and Should You Choose One?

With a structured settlement, you receive your personal injury settlement or lawsuit award over time instead of in a lump sum.

Getting Cash Now From Your Long-Term Structured Settlement Annuity

If you have a structured settlement from a personal injury or other lawsuit, you may be able to "cash out" the settlement. But cashing out a settlement annuity is not always easy or wise.

Risks of Cosigning Someone's Home Mortgage Loan

What are the risks of cosigning on a mortgage loan? Here’s what you need to know before you commit.