Getting Loans & Credit
Sometimes, when you're struggling under a mountain of debt, you might consider getting a personal loan or extension of credit—like a credit card—to get you through tough financial times. Although in most situations this tactic isn't a good idea, sometimes it's necessary or even advisable.
If you're going to get a loan or apply for credit, however, tread carefully. It's important to understand what you're getting into. And you should avoid some options, like payday loans.
Cash Schemes to Avoid
Cash Schemes to Avoid
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Disadvantages of Pawn Shop Loans
Because pawnshops charge exorbitant rates and fees, they are not a good way to get money.
Lawsuit Loans & Settlement Funding
Lawsuit Loans & Settlement Funding
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Lawsuit Loans: How Do They Work?
A lawsuit loan (also called a lawsuit cash advance, litigation financing, lawsuit funding, and settlement funding) is a cash advance against a future lawsuit judgment or settlement award.
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How to Shop for a Lawsuit Loan
Tips on choosing a reliable lawsuit funding company.
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Pros and Cons of Lawsuit Loans
Read about the advantages and disadvantages of lawsuit loans and cash advances before deciding if litigation funding is a good choice.
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What Is a Structured Settlement and Should You Choose One?
With a structured settlement, you receive your personal injury settlement or lawsuit award over time instead of in a lump sum.
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Getting Cash Now From Your Long-Term Structured Settlement Annuity
If you have a structured settlement from a personal injury or other lawsuit, you may be able to "cash out" the settlement. But cashing out a settlement annuity is not always easy or wise.
Cosigned Debts
Cosigned Debts
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Risks of Cosigning Someone's Home Mortgage Loan
What are the risks of cosigning on a mortgage loan? Here’s what you need to know before you commit.
More Legal Topics
- Car Repossessions
- Creditor Lawsuits
- Credit Repair for Bad Credit
- Dealing With Debt: When You Can't Pay Your Bills
- Debt Collectors, Collection Agencies & Debt Buyers
- Debt Relief & Consumer Lawyers
- Debt Settlement & Negotiating With Creditors
- How Creditors Collect Debts: Repossession, Wage Garnishment, Bank Attachment, and More
- Managing Credit Card Debt
- State Debt Management Centers
- Student Loan Debt
- Car Repossessions
- Creditor Lawsuits
- Credit Repair for Bad Credit
- Dealing With Debt: When You Can't Pay Your Bills
- Debt Collectors, Collection Agencies & Debt Buyers
- Debt Relief & Consumer Lawyers
- Debt Settlement & Negotiating With Creditors
- How Creditors Collect Debts: Repossession, Wage Garnishment, Bank Attachment, and More
- Managing Credit Card Debt
- State Debt Management Centers
- Student Loan Debt
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