Do you have bad credit? Learn how to clean up your credit report, improve your credit score, rebuild your credit, choose a reputable credit/debt counseling agency, and avoid common credit repair scams.
Don't Use a Credit Repair Clinic
Steer clear of credit repair clinics -- you can repair your credit yourself.
Federal Laws Governing Credit Repair Organizations
The federal CROA requires credit repair organizations to comply with certain rules.
Choosing a Credit Counseling Agency
You must take a debtor education course after you file bankruptcy but before you get a discharge in your Chapter 7 or Chapter 13 bankruptcy.
Can I take my soon-to-be ex-spouse's name off our joint checking account?
Find the answer here.
Can I refinance after a bankruptcy?
Can I add my good payment history on a private loan to my credit report?
Should a deadbeat dad's nonpayments go on his credit report?