Do you have bad credit? Learn how to clean up your credit report, improve your credit score, rebuild your credit, choose a reputable credit counseling agency, and avoid common credit repair scams.
You must take a debtor education course after you file bankruptcy but before you get a discharge in your Chapter 7 or Chapter 13 bankruptcy.
Find the answer here.
Chapter 13 and Chapter 7 bankruptcy will have the same affect on your credit score. But a lender might look more favorably upon Chapter 13.
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