Do you have bad credit? Learn how to clean up your credit report, improve your credit score, rebuild your credit, choose a reputable credit/debt counseling agency, and avoid common credit repair scams.
Don't Use a Credit Repair Clinic
Steer clear of credit repair clinics -- you can repair your credit yourself.
Choosing a Credit Counseling Agency
You must take a debtor education course after you file bankruptcy but before you get a discharge in your Chapter 7 or Chapter 13 bankruptcy.