Can I Take My Soon-to-Be Ex-Spouse's Name Off Our Joint Checking Account?

You can take a joint account holder's name off the account without permission if your original contract with the bank specifically allows it.

Question: Can I Take My Soon-to-Be Ex-Spouse's Name Off Our Joint Checking Account?

My husband and I aren't divorced yet, but we're well on our way. We have a number of joint accounts, including a joint checking account. The money in the account is mine, but I'm afraid he's going to use it.

Yesterday, I went to the bank to take him off the account. They said they needed my husband's permission. Maybe I'm volatile these days, but I got upset and stormed out. Now I'm thinking maybe they were right. Any advice?

Answer: Probably not.

Your bank was probably right. The only way you can take a joint account holder's name off the account without permission is if your original contract with the bank specifically allows this—but most contracts don't and yours probably doesn't.

The underlying reason is obvious: You wouldn't have wanted your husband to march into the bank a day before you and take your name off the account.

Talk to a Lawyer

In any matter related to divorce proceedings, it's a good idea to talk to a lawyer before you take action.

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