Learn how to manage your debts and get back on your financial feet. Below you'll find information on debt settlement and negotiation tactics, as well as how to deal with bill collectors, repay student loans, and improve your credit. You can also learn about the different collection methods creditors can use—such as repossession and wage garnishment—and what happens if a creditor sues you.
Below you'll find detailed yet easy-to-understand Debt Management articles from our legal pros. These articles are organized by category to help you find what you're looking for.
Learn about available student loan repayment plans.
If you're unemployed, you might be able to get a temporary break from repaying your federal student loans through a deferment or forbearance.
If you're sued for nonpayment of a student loan, you might have a defense to the lawsuit.
A statute of limitations is a law that tells you how long someone has to sue you. In California, most credit card companies and their debt collectors have only four years to do so.
New Jersey automotive repair regulations (specifically, the New Jersey Auto Repairs Deceptive Practices Regulations) protect consumers against deceptive practices by unscrupulous auto repair shops.
Florida law limits the interest and terms of payday loans and requires lenders to comply with other rules that protect consumers.
Need more information? See the topics below for more in this area of law.
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At Nolo, we prioritize quality and transparency because we know how important reliable legal information is to our readers. Our information is meticulously researched, regularly updated, and written in plain English by our experienced writers and editors. Learn more about our editorial standards.