Many laws relating to debt management are governed by state law. Examples include restrictions on payday lending and debt relief services, state debt collection laws that add to the federal Fair Debt Collection Practices Act, procedures for car repossession and wage garnishment, and exemptions that protect some of your property from judgment creditors.
In addition, many states have enacted laws the protect consumers in various transactions, such as buying a new car or receiving calls from telemarketers.
Click on your state's Debt Management & Consumer Law Center, below, to find articles particular to your state. In addition, you'll find links to 50-state article series on particular debt collection issues.
This page is under construction. Come back later to find articles for your state.