Many laws relating to debt management are governed by state law. Examples include restrictions on payday lending and debt relief services, state debt collection laws that add to the federal Fair Debt Collection Practices Act, procedures for car repossession and wage garnishment, and exemptions that protect some of your property from judgment creditors. In addition, many states have enacted laws the protect consumers in various transactions, such as buying a new car or receiving calls from telemarketers.
Alabama Debt Management & Consumer Law Center
Alaska Debt Management Center
Arizona Debt Management Center
California Debt Management Center
Colorado Debt Management Center
Connecticut Debt Management Center
District of Columbia Debt Management Center
Florida Debt Management Center
Idaho Debt Management Center
Maryland Debt Management Center
Massachusetts Debt Management & Consumer Law Center
New Jersey Debt Management Center
New York Debt Management & Consumer Law Center
Ohio Debt Management Center
Tennessee Debt Management Center
State Wage Garnishment Laws
Find the wage garnishment limits in each of the 50 states and the District of Columbia.
State Fair Debt Collection Laws
Some states provide protections in addition to the federal FDCPA. Find those laws here.