Although not considered to be a particularly debtor-friendly state, Florida does have a number of specific laws aimed at protecting consumers and debtors. These laws restrict the activities of payday lenders, budget counselors, credit counselors, and other similar types of businesses. Florida's lemon law provides help if your new vehicle is defective, and another Florida law protects credit card users.
Keep in mind that these law are in addition to the many protections that federal law provide. To learn more about federal laws that govern debt collectors, wage garnishment, credit repair clinics, credit reporting agencies, and more, visit our Debt Management Center.