How Creditors Collect Debts: Repossession, Wage Garnishment, Bank Attachment, and More

Creditors and debt collectors have various ways to try to collect on loans or debts you might owe them. Of course, they'll most likely make phone calls and send collection letters. But some creditors can also record a lien against your property, levy your bank account, garnish your wages, or repossess your car or other personal property.

It's important to know when creditors can use these collection measures, whether the law places restrictions on their activities, and what you can do to avoid losing your property.

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