If you have unpaid debts, at some point the creditor or debt collector might sue you. While not all creditors will file a debt collection lawsuit, if you have income or assets that the creditor can grab, it's likely to sue you to get a judgment. But if you get served with a debt collection lawsuit, don't panic. The below articles explain how these lawsuits get started, what to expect in court, common defenses to creditor lawsuits, and how to negotiate a settlement once the lawsuit is filed.
And if the creditor gets a judgment against you, be sure to understand the different methods it can use to collect on the judgment. In some situations, you might be able to prevent the creditor from taking some (or any) of your income or assets.