If you're one of the millions of Americans who struggle to pay your bills each month, this area is for you. Start by learning about the different types of debts and how creditors can collect them. Then, move on to find out what will happen if you don't pay up, your options for managing high debt, and more.
Dealing With Loans and Credit Card Debt You Can't Pay After COVID-19
Learn about different kinds of potential relief if you can’t make payments on a personal loan, small business loan, or credit card debt.
Options for Debt Relief: What to Do If You Can't Pay Your Debts
If you are struggling with debt, learn about your options to get debt relief.
When You Can't Pay Your Bills: Things to Know
Having trouble paying your bills? Here's what you need to know when you're in financial trouble.
Will I Go to Jail If I Don't Pay My Debts?
For the most part, you can't go to jail for nonpayment of debts. But there are a few exceptions.
What Does Judgment Proof Mean?
If you have nothing that judgment creditors can collect from you, then you are "judgment proof."
How Bankruptcy Stops Your Creditors: The Automatic Stay
After you file for bankruptcy, the automatic stay offers potent legal protection against bill collectors.
How to Deal With Small Business Debt
If your business is struggling with debt, one option to consider—other than bankruptcy—is selling the business.
Learn the different categories of debt and how to manage each of them.
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Learn about programs and laws that can help you avoid utility disconnections.
Debt Consolidation Loans: Pros and Cons
If you are considering debt consolidation, understand the advantages and disadvantages.
Debt and Marriage: When Do I Owe My Spouse's Debts?
Whether you are liable for your spouse's debts depends on whether you live in a community property or equitable distribution state.