Kansas Foreclosure Law Center

If you're facing foreclosure in Kansas, it pays to learn about the foreclosure process there so you'll know what to expect. Foreclosures in Kansas are judicial, meaning the mortgage lender must file a foreclosure complaint in court and get a court order before selling your home. You have a specific amount of time to respond, which is important if you have a defense to the foreclosure. If you lose your home through foreclosure, the lender can collect a deficiency against you (you end up with a "deficiency" if the sale proceeds don't cover the remaining balance on your mortgage). But there are some limits to the amount of deficiency the lender can collect.

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