If you are facing foreclosure in Kansas, it pays to learn about the foreclosure process in Kansas so you know what to expect.
Foreclosures in Kansas are judicial, meaning the mortgage lender must file a foreclosure complaint in court and get a court order before selling your home. You have a certain period of time to respond, which is important to do if you have a defense to the foreclosure. If you lose your home through foreclosure, the lender can also collect a deficiency against you (you end up with a deficiency if the sale proceeds do not cover the remaining balance on your mortgage). But there are some limits to the amount of deficiency the lender can collect.
In addition to reading the articles below, be sure to check out our Foreclosure topic, which has information about government foreclosure prevention programs, defenses to foreclosure, and more.