If you are facing foreclosure in Vermont, start here to learn about the process.

Foreclosures in Vermont are conducted either judicially (meaning they go through court) or through something called strict foreclosure. With each method, the lender must follow certain procedures. In some cases, Vermont homeowners are entitled to request mediation in the foreclosure process.  If you do lose your home through foreclosure in Vermont and it was underwater, the lender can go after you for any "deficiency" -- the difference between the sale proceeds and the amount you owed on the loan.

Below you can get more details on Vermont foreclosure procedures and its foreclosure mediation program. For more information on foreclosure, alternatives to foreclosure, and government programs to help you avoid foreclosure, visit our  Foreclosure Center.