Louisiana Foreclosure Law Center

If you're facing foreclosure in Louisiana, it will most likely be an “executory” proceeding. The foreclosing lender files a foreclosure petition with the court and the court orders the property seized and sold. Unlike a judicial foreclosure (where a regular lawsuit is filed), you can oppose the foreclosure only by appealing or bringing a separate lawsuit. If you lose your home to foreclosure in this manner and the sale proceeds don't cover the remaining balance on your mortgage, the lender can sue you to recover the difference (called the "deficiency").  


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