Georgia Foreclosure Law Center

Foreclosures in Georgia are usually nonjudicial, meaning they don't go through the court system. But the lender is still required to provide you with certain foreclosure notices and follow set foreclosure procedures. If, after the foreclosure sale, you still owe the lender money (this happens if the sale proceeds don't cover your mortgage balance), the lender can try to collect the amount from you (called a "deficiency").

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