Summary of Georgia's Foreclosure Laws

Topic State Rule Common type of foreclosure process

Deficiency Judgments After Foreclosure in Georgia

In Georgia, if you go through foreclosure and the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency." However, in order to do so, th

Georgia Foreclosure Laws and Procedures

The foreclosure process in Georgia is a relatively quick process, taking only a couple of months. Don’t be caught off guard if you are facing a potential foreclosure.

Georgia HOA Foreclosures

If you live in a house, condo, or townhome that is part of a common interest community in Georgia, you are most likely responsible for paying dues and assessments to the homeowners’ association (HOA) or condominium association (COA). If you don’t pay, in most cases the HOA or COA can get a lien on

Can I Reinstate My Mortgage to Save My Home From Foreclosure in Georgia?

If you want to save your Georgia home from a foreclosure, one way to do this is to bring the loan current by paying all of the missed payments (plus various other costs and fees) in one lump sum.

Georgia's Hardest Hit Program: HomeSafe Georgia

HomeSafe Georgia, which is funded through the federal Hardest Hit Fund, provides mortgage assistance for struggling homeowners who are currently (or were previously) unemployed or underemployed.

Georgia Timeshare Foreclosure and Right to Cancel Laws

If you are considering purchasing a timeshare in Georgia (or have already done so), you should take the time to learn the answers to the following questions:

If I lose my home to foreclosure in Georgia, can I get it back?

Question My mom lives in Georgia and I just found out that her house is in foreclosure. I think the sale is coming up in the next week or two. I have some money set aside that I could use to help her out and my brother has said that he has some savings that he can chip in as well. Is there any way for