Georgia Foreclosure Law Center
Foreclosures in Georgia are usually nonjudicial, meaning they don't go through the court system. But the lender is still required to provide you with certain foreclosure notices and follow set foreclosure procedures. If, after the foreclosure sale, you still owe the lender money (this happens if the sale proceeds don't cover your mortgage balance), the lender can try to collect the amount from you (called a "deficiency").
Learn how the Georgia foreclosure process works, including preforeclosure steps, foreclosure procedures, and homeowners’ rights under both state and federal laws.
If you fail to pay your HOA or COA assessments in Georgia, the association can get a lien on your property and might foreclose on your home.
Learn how you might be able to get mortgage help through Georgia’s COVID homeowner-relief program.
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