Massachusetts Foreclosure Law Center
In Massachusetts, most foreclosures are nonjudicial, which means the lender does not have to go to court to sell your home. It does, however, have to provide you with certain notices along the way. If you do lose your home in foreclosure, the mortgage lender can file a separate lawsuit to collect a deficiency from you (the difference between the sale proceeds and what you owe on the mortgage).
Several cities in Massachusetts have passed ordinances requiring lenders to participate in foreclosure mediation. This can help you negotiate an alternative to foreclosure with the lender. These ordinances have other aspects that help the community as well.
Below you can learn about foreclosure law in Massachusetts. Also check out our Foreclosure section for more articles on government foreclosure prevention programs, defending against foreclosure, alternatives to foreclosure, and more.
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Massachusetts Timeshare Foreclosure and Right to Cancel Laws
Learn about Massachusetts timeshare laws, including contract disclosures, the right to cancel, and foreclosure procedures and protections.
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Massachusetts HOA and COA Foreclosures
If you default on HOA or COA payments in Massachusetts, the association might foreclose on your home.
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Massachusetts Foreclosure Laws and Procedures
Learn about foreclosure procedures in Massachusetts, including what notices you’ll get and the steps the foreclosing bank must follow.
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What Happens If I Don't Pay Property Taxes in Massachusetts?
If you don’t pay your property taxes in Massachusetts, you might eventually lose ownership of your home.
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Getting Your Home Back After a Property Tax Sale in Massachusetts
In most cases, Massachusetts law provides homeowners with some time following a tax sale or government taking to "redeem" the home.
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Massachusetts Foreclosure Prevention Laws
Learn about Massachusetts laws that help homeowners save their homes from foreclosure.
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Foreclosure Relief Settlement for Massachusetts Homeowners
A national mortgage servicer—Shellpoint Mortgage Servicing—must provide $4 million in foreclosure relief to Massachusetts homeowners.
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If I lose my home to foreclosure in Massachusetts, can I get it back?
Find out if you can redeem (repurchase) your foreclosed home after the foreclosure sale.
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