If you're struggling to pay your mortgage or already facing a foreclosure in North Carolina, you should familiarize yourself with the foreclosure process in the state. Below you can read about the steps in a North Carolina foreclosure, what happens if you still owe money to the lender after a foreclosure, and more.
North Carolina Foreclosure Laws and Procedures
Learn how a North Carolina foreclosure works, including preforeclosure steps, foreclosure procedures, and homeowners’ rights under both state and federal laws.
Deficiency Judgment Laws in North Carolina
Learn whether you might have to pay a deficiency judgment after a foreclosure in North Carolina.
North Carolina Timeshare Foreclosure and Right to Cancel Laws
Learn about the North Carolina Timeshare Act, including contract disclosures, the right to cancel, and under what circumstances you might lose a timeshare to foreclosure.
North Carolina HOA and COA Foreclosures
If you fail to pay your HOA or COA assessments in North Carolina, the association can get a lien on your property and might foreclose on your home.