Wyoming Foreclosure Law Center
Most foreclosures in Wyoming take place out of court (called nonjudicial foreclosures). But that doesn't mean you aren't entitled to certain notices. If you are facing foreclosure in Wyoming, it pays to learn about the process. If the foreclosure does go through and the sale price doesn't cover the loan balance, you may be on the hook for a deficiency. Below you can learn about key features of Wyoming foreclosure law, what "deficiency" means in Wyoming, and what help might be available to you.
Also be sure to check out our Foreclosure topic area, for more articles on federal government loan modification programs, defending against foreclosure, and alternatives to foreclosure.
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Summary of Wyoming's Foreclosure Laws
Learn about the key features of Wyoming foreclosure law.
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Deficiency Judgments After Foreclosure in Wyoming
If your home is foreclosed on in Wyoming and the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency."
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Wyoming Timeshare Foreclosure and Right to Cancel Laws
Learn about Wyoming timeshare laws, including contract disclosures, the right to cancel, and foreclosure procedures and protections.
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If you default on HOA dues and assessments in Wyoming, the homeowners association can foreclosure on your condo, townhome, or house located in a common interest development.
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Requesting Foreclosure Mediation in Wyoming
If you face foreclosure in Wyoming, you might be able to get free mediation if you go to court, or if you have an agricultural property.
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If I Lose My Home to Foreclosure in Wyoming, Can I Get It Back?
After a Wyoming foreclosure, you have three months (more if the property is agricultural) to redeem (repurchase) your home.
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Can I Reinstate My Mortgage to Save My Home From Foreclosure in Wyoming?
While Wyoming has no law guaranteeing homeowners the right to complete a mortgage reinstatement, the terms of many mortgages in Wyoming give homeowners the right to reinstate.
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