Summary of Idaho's Foreclosure Laws

Topic State Rule Common type of foreclosure process

Deficiency Judgments After Foreclosure in Idaho

In Idaho, if you go through foreclosure and the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency." Read on to learn what a deficien

Idaho HOA and COA Foreclosures

If you live in a house, condominium, or townhome that is part of a common interest community in Idaho, you are most likely responsible for paying dues and assessments to the homeowners’ association (HOA) or condominium association (COA). If you don’t pay, the HOA or COA can typically get a lien on

Can I Reinstate My Mortgage to Save My Home From Foreclosure in Idaho?

Certain states, including Idaho, give homeowners the opportunity to stop a foreclosure by bringing the mortgage loan current in one big payment. When you get caught up on the missed payments, as well as paying various other costs and fees, it is called “reinstating” the loan. Stopping an Idaho Foreclosure

Idaho Timeshare Foreclosure and Right to Cancel Laws

Timeshare laws in Idaho are not very extensive, but they do provide timeshare purchasers with several important protections. For example, if you purchase a timeshare in Idaho, you have the right to cancel the contract, but you’ll have to act fast. In addition, Idaho law prohibits timeshare salespeople

If I lose my home to foreclosure in Idaho, can I get it back?

Question I purchased a house in Idaho several years ago by taking out an adjustable rate mortgage. At first the payments were really reasonable, but six months ago the payments went up. I couldn’t afford them anymore so I fell behind and my home is now in foreclosure. I heard something about the “right