Texas Foreclosure Law Center
If you are facing foreclosure in Texas, you should understand how the foreclosure process works. This is particularly important because foreclosures in Texas move quickly -- currently taking on average just 159 days. Foreclosures in Texas are nonjudicial, meaning they don't go through the courts. You will get certain notices and then a sale well be held.
Below you'll find articles that provide more detail on the steps in the foreclosure process, what happens after the sale, and more.
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Summary of Texas Foreclosure Laws
Learn about the key features of Texas foreclosure law.
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Texas Foreclosure Laws and Procedures
Learn about foreclosure procedures and timelines in Texas.
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Deficiency Judgments After Foreclosure in Texas
Most homeowners can be held liable for a deficiency (when the sale price does not cover the mortgage balance) after a foreclosure in Texas. But there is one exception.
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Texas Timeshare Foreclosure and Right to Cancel Laws
Learn about Texas timeshare laws, including contract disclosures, the right to cancel, and foreclosure procedures and protections.
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Texas HOA and COA Foreclosures
If you default on HOA or COA dues and assessments in Texas, the homeowners association can foreclosure on your condo, townhome, or house.
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If I Lose My Home to Foreclosure in Texas, Can I Get It Back?
You can get your home back through redemption before, but not after, a foreclosure sale in Texas.
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Can I Reinstate My Mortgage to Save My Home From Foreclosure in Texas?
Texas homeowners about to go through a foreclosure have a legal right to stop the process by paying off the overdue mortgage payments, plus fees and costs, otherwise known as “reinstating” the loan.
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