Much of foreclosure is governed by state law. Here you can find the key features of New Jersey foreclosure procedures, along with articles on New Jersey mediation programs and state efforts to protect homeowners from foreclosure scammers.
Summary of New Jersey's Foreclosure Laws
Learn about the key features of foreclosure procedures in New Jersey.
New Jersey Foreclosure Procedures
Learn about the foreclosure process in New Jersey.
Faster Foreclosures for Abandoned Homes in New Jersey
A new law allows for faster foreclosures of New Jersey homes that are vacant or abandoned.
Deficiency Judgments After Foreclosure in New Jersey
In New Jersey, if you go through a judicial foreclosure and the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency."
New Jersey Timeshare Foreclosure and Right to Cancel Laws
Learn about New Jersey timeshare foreclosure laws, right to cancel laws, and other timeshare contract laws.
New Jersey HOA and COA Foreclosures
If you default on HOA or COA dues and assessments in New Jersey, the association can foreclosure on your condo, townhome, or house.
New Jersey's Foreclosure Mediation Program
By participating in New Jersey's free foreclosure mediation program, you may be able to avoid foreclosure.
New Jersey's Foreclosure Rescue Fraud Prevention Act
Learn about New Jersey's law that aims to protect homeowners in foreclosure from foreclosure rescue scammers.
New Jersey's Hardest Hit Program: NJ Homekeeper Program
The New Jersey HomeKeeper Program provides mortgage payment and loan reinstatement assistance to struggling homeowners who are, or were recently, unemployed or underemployed.
Foreclosure Help for New Jersey and New York Homeowners After Hurricane Sandy
Find out if you qualify for foreclosure relief in New Jersey or New York after Hurricane Sandy.
New Jersey Bankruptcy/Foreclosure Loss Mitigation Program
New Jersey's new bankruptcy program helps lenders and homeowners negotiate loan modifications and other foreclosure avoidance solutions during bankruptcy.
If I Lose My Home to Foreclosure in New Jersey, Can I Get It Back?
If your home is foreclosed in New Jersey, you can get it back by redeeming (repurchasing) it.
Can I Reinstate My Mortgage to Save My Home From Foreclosure in New Jersey?
New Jersey law gives homeowners the ability to prevent a foreclosure from going forward by getting current on the mortgage in one large payment, called "reinstating" the mortgage.