Summary of New Jersey's Foreclosure Laws

Learn about the key features of foreclosure procedures in New Jersey.

New Jersey Foreclosure Procedures

Learn about the foreclosure process in New Jersey.

Faster Foreclosures for Abandoned Homes in New Jersey

A New Jersey law allows for faster foreclosures of homes that are vacant or abandoned.

Deficiency Judgments After Foreclosure in New Jersey

In New Jersey, if you go through a judicial foreclosure and the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency."

New Jersey HOA and COA Foreclosures

If you default on HOA or COA dues and assessments in New Jersey, the association can foreclosure on your condo, townhome, or house.

New Jersey's Foreclosure Mediation Program

By participating in New Jersey's free foreclosure mediation program, you might be able to avoid foreclosure.

Avoid Foreclosure With New Jersey's Hardest Hit Program

The New Jersey HomeSaver Program provides up to $50,000 to eligible homeowners so they can avoid foreclosure.

Get Free Help to Avoid a New Jersey Foreclosure

If you’re a New Jersey homeowner facing a foreclosure, you can get free help from a HUD-approved housing counselor.

If I Lose My Home to Foreclosure in New Jersey, Can I Get It Back?

If your home is foreclosed in New Jersey, you can get it back by redeeming (repurchasing) it.