Much of foreclosure is governed by state law. Here you can find the key features of New Jersey foreclosure procedures, along with articles on New Jersey mediation programs and state efforts to protect homeowners from foreclosure scammers.
New Jersey Foreclosure Procedures
Learn about the foreclosure process in New Jersey.
Faster Foreclosures for Abandoned Homes in New Jersey
A New Jersey law allows for faster foreclosures of homes that are vacant or abandoned.
Deficiency Judgments After Foreclosure in New Jersey
In New Jersey, if you go through a judicial foreclosure and the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency."
New Jersey HOA and COA Foreclosures
If you default on HOA or COA dues and assessments in New Jersey, the association can foreclose on your condo, townhome, or house.
New Jersey's Foreclosure Mediation Program
By participating in New Jersey's free foreclosure mediation program, you might be able to avoid foreclosure.
Avoid Foreclosure With New Jersey's Hardest Hit Program
Learn about available programs for homeowners so they can avoid foreclosure.
Get Free Help to Avoid a New Jersey Foreclosure
If you’re a New Jersey homeowner facing a foreclosure, you can get free help from a HUD-approved housing counselor.
If I Lose My Home to Foreclosure in New Jersey, Can I Get It Back?
If your home is foreclosed in New Jersey, you can get it back by redeeming (repurchasing) it.