Virginia Foreclosure Law Center
If you are facing foreclosure in Virginia, start here to learn about the process and your rights.
Most foreclosures in Virginia are nonjudicial, which means the lender can sell your home without suing you in court. However, the lender must comply with certain procedures and provide you with various notices before the sale. If the foreclosure does go through and the sale proceeds don't cover the full amount of your mortgage balance, the lender can bring a separate lawsuit against you to recover the "deficiency.
Below you can learn about these and other key features of foreclosure procedures in Virginia. And be sure to check out our Foreclosure Center for more articles on foreclosure, alternatives to foreclosure, government programs to help you avoid foreclosure, and more.
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Summary of Virginia's Foreclosure Laws
Learn about the key features of Virginia's foreclosure laws.
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Deficiency Judgments After Foreclosure in Virginia
If you lose your home through foreclosure in Virginia and the foreclosure sale price doesn’t cover the entire debt, Virginia law permits the lender to come after you for the "deficiency."
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Virginia Timeshare Foreclosure and Right to Cancel Laws
Learn about Virginia timeshare foreclosure laws, right to cancel laws, and other timeshare contract laws.
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Virginia HOA and COA Foreclosures
If you default on HOA or COA dues and assessments in Virginia, the homeowners association can foreclosure on your condo, townhome, or house.
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Foreclosure Protections for Military Servicemembers Under Virginia Law
Virginia law extends protections under the federal Servicemembers Civil Relief Act to national guard members who are on state active duty for 30 or more consecutive days.
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