Much of foreclosure is governed by state law. If you live in Ohio and are struggling to pay your mortgage or are facing foreclosure, it's important to understand how foreclosures work in the state, whether you'll be on the hook for a deficiency after a foreclosure, and what defenses you might have.
Summary of Ohio's Foreclosure Laws
Learn the key features of Ohio's foreclosure laws.
Ohio Foreclosure Laws and Procedures
Learn how an Ohio foreclosure works, including preforeclosure steps, foreclosure procedures, and homeowners’ rights under both state and federal laws.
Deficiency Judgments After Foreclosure in Ohio
Can your lender get a deficiency judgment against you after a foreclosure in Ohio?
If you fail to pay your HOA or COA assessments in Ohio, the association can get a lien on your property and might foreclose on your home.