In California, most foreclosures are nonjudical meaning they don't go through court. If you are facing a nonjudicial foreclosure in California, it's important to know what types of notices you'll receive, what deadlines you have to reinstate the mortgage or redeem your home, whether you'll owe a deficiency afterwards, and more.
If you are struggling to pay your mortgage, you should also learn about alternatives to foreclosure in California, the Keep Your Home California program, and protections for homeowners in foreclosure provided by the California Homeowners Bill of Rights.
California Foreclosure Laws and Procedures
Learn how a California foreclosure works, including preforeclosure steps, foreclosure procedures, and homeowners’ rights under both state and federal laws.
Special Foreclosure Protections in California
Learn about protections for homeowners facing foreclosure in California.
California Timeshare Foreclosure and Right to Cancel Laws
Learn about California timeshare foreclosure laws, right to cancel laws, and other timeshare laws.
The One-Action Rule & Foreclosure in California and Utah
Learn about the one action rule in California and Utah.
If you live in a common interest development in California and default on the dues and assessments, the association might foreclose.
Taking Over a Mortgage in California When Your Loved One Dies
California law and federal regulations protect heirs and others from foreclosure.
Is There a Redemption Period in California?
Homeowners in California usually don’t get the right to redeem their home after a foreclosure sale.
Tenant Evictions After Foreclosure in California
In California, the new owner of a foreclosed property must perfect title before serving tenants with a three-day notice to quit.
Deficiency Judgments After Foreclosure in California
In most residential foreclosures in California, the foreclosing bank can't pursue the homeowner for a deficiency judgment.
California Foreclosure Protection: The Homeowner Bill of Rights
The California Homeowner Bill of Rights protects homeowners in foreclosure.
My bank denied my mortgage modification application in California. Can I appeal?
In most situations, if your servicer denies your first lien loan modification application in California, you can appeal.
What Happens to Liens and Second Mortgages in Foreclosure?
Learn what happens to liens and second mortgages in a foreclosure.