Foreclosure in Missouri are nonjudicial, which means the lender does not have to sue you in court in order to sell your home. It does, however, have to provide you with certain notices before selling your home. If you have a defense to the foreclosure, you may be able to fight the foreclosure by filing a separate lawsuit. If you do lose your home through a Missouri foreclosure and the sale proceeds don't cover the amount you owed on the mortgage, the lender can sue you for the "deficiency." Below you can learn more about Missouri foreclosure procedures and deficiency lawsuits.
Unlike some states, Missouri doesn't have any special foreclosure mediation programs or funds to assist those going through foreclosure. However, you may qualify for any number of federal loan modification or assistance programs. To learn more about these and other alternatives to foreclosure, visit our Foreclosure Center.