Michigan Foreclosure Law Center
If you are facing foreclosure in Michigan, or even just struggling to make mortgage payments, it's important to understand the Michigan foreclosure process. This topic provides key information about how foreclosures proceed in Michigan. It also provides information about two state programs that can help you avoid foreclosure, or walk away in better shape. Those are Michigan's Hardest Hit Fund, called Step Forward Michigan, and Michigan's foreclosure mediation program.
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Michigan Foreclosure Laws and Procedures
Learn about the steps in a Michigan foreclosure.
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Deficiency Judgments After Foreclosure in Michigan
In Michigan, if you go through foreclosure and the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency."
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If you default on HOA dues and assessments in Michigan, the homeowners association can foreclosure on your condo, townhome, or house located in a common interest development.
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Michigan's Hardest Hit Fund Program
Michigan’s Hardest Hit Fund program, called Step Forward Michigan, provides funds to help a homeowner catch up on a delinquent mortgage, property taxes, or condominium fees.
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If I lose my home to foreclosure in Michigan, can I get it back?
If you lose your home to foreclosure in Michigan, you can redeem (repurchase) it within a certain period of time.
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