Fighting Foreclosure in Court

Abuses by the Mortgage Servicing Industry

Learn about common abuses and errors that happen in the mortgage servicing industry.

Robosigning in Foreclosures: What Homeowners Can Do About It

If the bank uses robosigned documents, you can challenge the foreclosure.

Deceptive Foreclosure Practices: When Banks Treat Occupied Homes as Vacant

Banks have been locking homeowners in foreclosure out of their homes without the legal right to do so. Learn how you might be able to prevent this.

National Mortgage Settlement: Who Benefited

The National Mortgage Settlement required certain banks to provide extensive relief to borrowers in the form of loan modifications, refinancing, and even cash payouts.

Independent Foreclosure Review Settlement

The federal government created the Independent Foreclosure Review process in 2011 so that certain borrowers could get a review of the foreclosure procedures used in the foreclosures of their homes.

Laws Prohibiting Dual Tracking in the Foreclosure Context

Dual tracking occurs when a mortgage holder continues to  foreclose

Defenses to Foreclosure

Learn about common defenses, like servicer mistake, that you might be able to use to fight a foreclosure.

Predatory Lending As a Foreclosure Defense

You might be able to challenge a foreclosure if your mortgage lender used predatory lending practices when you took out the loan.

Foreclosure Defenses: When a Bank or Servicer Doesn't Follow the Law

If your loan servicer doesn't comply with federal mortgage servicing laws, you might be able to delay or stop a foreclosure, at least temporarily.

Challenging Late & Other Fees in Foreclosure

Learn some of the common ways that mortgage servicers charge excessive or incorrect fees in foreclosure—and how to challenge them.

The Statute of Limitations in Foreclosure Actions

If a lender starts a foreclosure against you after the statute of limitations has expired, you can raise this issue as a defense.

The Difference Between a Judicial and Nonjudicial Foreclosure

Learn the basics about judicial and nonjudicial foreclosures.

Chart: Judicial v. Nonjudicial Foreclosures

Foreclosure works differently in different states.

How Nonjudicial Foreclosures Work

Learn about nonjudicial foreclosure procedures.

How Judicial Foreclosure Works

Learn the basics about judicial foreclosures.

Typical Judicial Foreclosure: Example

Learn the basic steps in a typical judicial foreclosure.

Typical Nonjudicial Foreclosure: Example

Learn what happens in a typical nonjudicial foreclosure.