There are two types of foreclosures -- judicial and nonjudicial. A judicial foreclosure goes through court. A nonjudicial foreclosure does not. Some states require that all foreclosures be judicial; others set forth procedures for nonjudicial foreclosures. Whether a foreclosure is judicial or nonjudicial is significant- it affects the foreclosure process and procedures, how you can raises defenses, and often whether you'll be liable for a deficiency after the foreclosure sale.
The Difference Between a Judicial and Nonjudicial Foreclosure
Learn the basics about judicial and nonjudicial foreclosures.
Chart: Judicial v. Nonjudicial Foreclosures
Foreclosure works differently in different states.
How Judicial Foreclosure Works
Learn the basics about judicial foreclosures.
How to Fight a Foreclosure in Court: Judicial Foreclosure
Here are the essentials to consider if you want to fight a judicial foreclosure.
Timeline for a Judicial Foreclosure
Learn the basic steps and timing in a judicial foreclosure.
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How Nonjudicial Foreclosures Work
What is a nonjudicial foreclosure? Find out here.
How to Fight a Foreclosure in Court: Nonjudicial Foreclosure
To fight a nonjudicial foreclosure, you'll have to start a lawsuit.