Learn about common defenses, like servicer mistake, and how you can protect yourself from foreclosure.
If your mortgage has changed hands since you first took out the loan and the foreclosing bank doesn't have a valid assignment, you might be able to challenge the foreclosure.
If a lender starts a foreclosure against you after the statute of limitations has expired, you can raise this issue as a defense.
If you are a homeowner facing foreclosure and you think that the foreclosing party doesn't actually own your loan, you might be able to fight the foreclosure.
In some states, lenders and creditors bringing foreclosure actions must comply with the FDCPA.
Learn some of the common ways that mortgage servicers charge excessive or incorrect fees in foreclosure and how to challenge them.
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