Defenses to Foreclosure
Learn about common defenses, like servicer mistake, that you might be able to use to fight a foreclosure.
Predatory Lending As a Foreclosure Defense
You might be able to challenge a foreclosure if your mortgage lender used predatory lending practices when you took out the loan.
Foreclosure Defenses: When a Bank or Servicer Doesn't Follow the Law
If your loan servicer doesn't comply with federal mortgage servicing laws, you might be able to delay or stop a foreclosure, at least temporarily.
Foreclosure Defenses: Was There a Proper Assignment of the Mortgage?
If your mortgage has changed hands since you first took out the loan and the foreclosing bank doesn't have a valid assignment, you might be able to challenge the foreclosure.
The Statute of Limitations in Foreclosure Actions
If a lender starts a foreclosure against you after the statute of limitations has expired, you can raise this issue as a defense.
"Produce the Note" Defense in Foreclosure
If you are a homeowner facing foreclosure and you think that the foreclosing party does not actually own your loan, you may be able to use the produce the note defense to fight the foreclosure.
Fair Debt Collection Claims in Foreclosure Cases
In some states, lenders and creditors bringing foreclosure actions must comply with the FDCPA.
Robosigning in Foreclosures: What Homeowners Can Do About It
If the bank uses robosigned documents, you can challenge the foreclosure.
Challenging Late & Other Fees in Foreclosure
Learn some of the common ways that mortgage servicers charge excessive or incorrect fees in foreclosure—and how to challenge them.
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