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Most foreclosures in Tennesee do not go through the court system (these are called nonjudicial foreclosures). In Tennessee nonjudicial forclosures, the lender must send certain notices and comply with other requirements. If you lose your home through foreclosure in Tennessee, your lender can sue you to recover the "deficiency," although it may be limited in the amount it can get.
If you want to avoid foreclosure, check out some of the federal government foreclosure prevention programs available, read about alternatives to foreclosure, or find out if you qualify for assistance through the Keep My Tennessee Home program.