New Jersey Foreclosure Law Center

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Much of foreclosure is governed by state law. Here you can find the key features of New Jersey foreclosure procedures, along with articles on New Jersey mediation programs and state efforts to protect homeowners from foreclosure scammers.

New Jersey Foreclosure Laws

Summary of New Jersey Foreclosure Laws
Learn about the key features of foreclosure procedures in New Jersey.
New Jersey Foreclosure Procedures
Learn about the foreclosure process in New Jersey.
Faster Foreclosures for Abandoned Homes in New Jersey
A new law allows for faster foreclosures of New Jersey homes that are vacant or abandoned.
Deficiency Judgments After Foreclosure in New Jersey
In New Jersey, if you go through a judicial foreclosure and the sale price is not enough to cover the balance of your mortgage, your lender can come after you for the "deficiency."

Help for Struggling Homeowners in New Jersey

New Jersey's Foreclosure Mediation Program
By participating in New Jersey's free foreclosure mediation program, you may be able to avoid foreclosure.
New Jersey's Foreclosure Rescue Fraud Prevention Act
Learn about New Jersey's law that aims to protect homeowners in foreclosure from foreclosure rescue scammers.
New Jersey's Hardest Hit Program: NJ Homekeeper Program
The New Jersey HomeKeeper Program provides mortgage payment and loan reinstatement assistance to struggling homeowners who are, or were recently, unemployed or underemployed.
Foreclosure Help for New Jersey and New York Homeowners After Hurricane Sandy
Find out if you qualify for foreclosure relief in New Jersey or New York after Hurricane Sandy.
New Jersey Bankruptcy/Foreclosure Loss Mitigation Program
New Jersey's new bankruptcy program helps lenders and homeowners negotiate loan modifications and other foreclosure avoidance solutions during bankruptcy.