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In Kentucky, foreclosures are judicial, which means they go through the court system. The procedures, including your rights in the process, are governed by state law. If you are facing foreclosure in Kentucky, it's important to understand the process, timing, and your rights.
If you are struggling to make your mortgage payment, you might get additional assitance in Kentucky. Due to the recent foreclosure crisis, Kentucky has implemented some programs to assist homeowners. For example, if you live in Jefferson County, you may be able to participate in foreclosure prevention mediation. And you might qualify for assistance under the Kentucky Unemployment Bridge Program if you are unemployed.