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If you are facing foreclosure in Virginia, start here to learn about the process and your rights.
Most foreclosures in Virginia are nonjudicial, which means the lender can sell your home without suing you in court. However, the lender must comply with certain procedures and provide you with various notices before the sale. If the foreclosure does go through and the sale proceeds don't cover the full amount of your mortgage balance, the lender can bring a separate lawsuit against you to recover the "deficiency.
Below you can learn about these and other key features of foreclosure procedures in Virginia. And be sure to check out our Foreclosure Center for more articles on foreclosure, alternatives to foreclosure, government programs to help you avoid foreclosure, and more.