Homeowners’ Associations (HOAs & COAs)

If your home, condominium, or townhome is part of a homeowner's association (HOA), you'll most likely have to pay dues and sometimes one-time assessments (collectively referred to as "assessments."). If you don't pay the HOA assessments, the homeowner's association can initiate foreclosure proceedings. An HOA foreclosure is similar to a foreclosure of your home by a mortgage lender. But there are a few differences.  

Below you can learn how HOAs work, the basics of HOA lien foreclosure, defenses you might have to an HOA foreclosure, and more.

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