If you live in a planned community, whether in a home, condomimium, or townhome, you'll have to pay dues and assessments to the homeowner's association (HOA) or condominium owners' association (COA). The HOA or COA can foreclose if you default on the dues or assessments.
Each state has laws governing HOA and COA foreclosures. Those laws set forth what types of charges can be included in an HOA or COA lien, how liens are recorded, when a lien may be foreclosed, procedures for foreclosures, and more. You can find your state's particular laws on HOA and COA foreclosures below. To learn about HOA foreclosures in general, visit our HOA Foreclosure topic page.
(This site is under construction. If your state does not yet have an article, check back later.)
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
D.C.
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming