If you live in a planned community, whether in a home, condomimium, or townhome, you'll have to pay dues and assessments to the homeowner's association (HOA) or condominium association (COA).  If you default on the dues or assessments, the HOA or COA can foreclose.

Each state has laws governing HOA foreclosures. Those laws set forth what types of charges can be included in an HOA lien, how HOA liens are recorded, when an HOA lien may be foreclosed, procedures in HOA foreclosures, and more. You can find your state's particular laws on HOA and COA foreclosures below.  To learn about HOA foreclosures in general, visit our  HOA Foreclosure topic page.

(This site is under construction. If your state does not yet have an article, check back later.)