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HOA Liens and Foreclosures: An Overview
If you fail to pay homeowners' association dues or assessments, the HOA might foreclose.
Homeowners' Association Super Liens
In some states, homeowners' association liens are given a special status. These liens are called "super liens."
What Happens to My Mortgages if the HOA Forecloses its Lien?
The answer depends on the mortgages' priority.
Defenses to an HOA Foreclosure
If you don't pay the required fees or assessments to your HOA, in most cases, the association can foreclose your home. But don’t panic; you might have a defense.
Right of Redemption Following an HOA Foreclosure
If you don't pay homeowner's association (HOA) dues or assessments, the HOA can foreclose on your home, condo, or townhome.
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