If you are facing foreclosure in North Dakota, start here to learn about the process.
Foreclosures in North Dakota are judicial, which means the lender must sue you in court. The lender must provide you with certain notices before it files the foreclosure complaint and you must respond within a certain period of time if you wish to fight any aspect of the foreclosure. You’ll also have the right to reinstate the mortgage if you act within the provided time period. If the lender does foreclosure on your home, in most cases it cannot sue you for any “deficiency.” There are some exceptions, however.
In the below articles, you can get more details on North Dakota foreclosure procedures and its anti-deficiency law. And for more information on foreclosure, alternatives to foreclosure, and government programs to help you avoid foreclosure, visit our Foreclosure Center.