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State law controls much of what happens in foreclosure -- your rights in foreclosure, foreclosure procedures, available defenses, whether you are liable for a deficiency judgment after foreclosure, and more.
State Foreclosure Law Centers. Click on these links to find articles about your state's foreclosure procedures, mediation programs, programs providing assistance to struggling homeowners, ant-deficiency laws, and more.
Foreclosure laws and procedures are complex and subject to change by legislatures and to interpretation by courts. Use this information as a starting point for additional research. Citations to each state’s statutes are included so you can look up the laws themselves. And visit our Foreclosure Center for more on the subject.