Alternatives to Foreclosure

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If you are behind on your mortgage payments, already defaulted on your loan, or facing foreclosure, you may be able to avoid foreclosure. Sometimes you can keep your home by working with your lender, figuring out ways to reduce your mortgage payments, or qualifying for a government sponsored foreclosure assistance program. If walking away from your home is the best financial decision for you, you have other options such as short sale, deed in lieu of foreclosure, or just letting the foreclosure happen.

Before you decide what to do, make sure you understand all of your optoins and their consequences.