State Foreclosure Mediation Programs

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In response to the nationwide foreclosure crisis in the past few years, many states and some cities and counties have instituted foreclosure mediation programs. These programs, which are usually available to any borrower in foreclosure, bring the borrower and lender to the table with the goal of working something out. While results are not guaranteed, borrowers might be able to avoid foreclosure through these programs, and instead walk away with a short sale, deed in lieu of forelcosure, or loan modification.

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