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In recent years the federal government has created a number of programs through the Making Home Affordable Program to help homeowners in foreclosure. It also provided money to 18 states and Washington D.C. to develop programs to assist struggling homeowners (the Hardest Hit Fund). And there are also new programs helping homeowners with Fannie Mae, Freddie Mac, VA, FHA, and other mortgages. Finally, you may be able to get government help with your mortgage if you are the victim of a natural disaster.
These programs are ever-changing, and most are set to expire within the next few years. Read the articles below to learn if you can take advantage of one of these government sponsored foreclosure prevention programs.