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Education Department Announces Permanent Changes to the Public Service Loan Forgiveness Program
The Biden administration announced a number of permanent changes to the Public Service Loan Forgiveness (PSLF) program to make it easier for eligible borrowers to get student loan relief.
New Credit Reporting Rules for Debt Collectors
Federal law prohibits a debt collector from telling a credit reporting agency about a debt before either speaking to the consumer or sending a debt validation notice and ensuring it's delivered.
New Rules for Debt Collection Notices
As of November 30, 2021, debt collection notices must give additional information and disclosures to consumers.
Significant Changes to the FDCPA in Late 2021
As of November 30, 2021, debt collectors must comply with additional restrictions under changes to the federal Fair Debt Collection Practices Act (FDCPA).
CFPB Resumes Enforcement of Credit Reporting Dispute Deadlines
The Consumer Financial Protection Bureau has resumed enforcing FCRA requirements for credit report disputes, rescinding the leeway it gave to the credit reporting bureaus during the COVID-19 pandemic.
CFPB Rule Clarifies When the FDCPA Applies to Debt Buyers
The CFPB clarified when a debt buyer is considered a "debt collector" and must comply with the Fair Debt Collection Practices Act (FDCPA).
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FHFA Approves Use of Classic FICO Credit Scores for Fannie Mae, Freddie Mac Mortgages
What's the most important credit score? If you’re seeking a new conventional, conforming mortgage, it’s Classic FICO.
Equifax Data Breach Settlement: How to Get Compensation
Find out if you’re entitled to a cash payout, free credit monitoring, or another form of compensation from Equifax.
Cancer Patients Can Get a Break on Federal Student Loan Payments
Federal law allows cancer patients to temporarily stop making payments on their federal student loans.