Experian’s New Credit Scoring System Will Consider Trended Data
November 7, 2019. Experian is launching a new credit scoring system that might help people with no credit history or a “thin” credit file get a better score.
U.S. Supreme Court Won’t Apply the Discovery Rule to the FDCPA
December 10, 2019. A recent Supreme Court ruling confirms that the statute of limitations under the FDCPA generally begins when the alleged violation occurs, not when it’s discovered.
Yahoo Breach Settlement: What You Need to Know
September 3, 2019. If you had a Yahoo account anytime in 2012 through 2016, a pending class action settlement likely affects you.
Student Loan Forgiveness for Disabled Vets is Now Automatic
August 21, 2019. Veterans will now have their student loan debt discharged—unless they decide to opt-out of the process.
Equifax Data Breach Settlement: How to Get Compensation
July 22, 2019. Find out if you’re entitled to a cash payout, free credit monitoring, or another form of compensation from Equifax.
New Jersey Law Requires Credit Reports in Spanish, Other Languages
Under a new state law, New Jersey residents can get their credit reports in Spanish and other languages.
New State Laws Target Student Loan Servicers
May 23, 2019. A growing number of states are passing laws that regulate federal student loan servicers.
7th Circuit Rules That Federal Student Loan Servicers Must Follow State Law
June 27, 2019. A recent court decision could potentially play a vital role in the debate over whether, and to what extent, states should be allowed to regulate servicers who manage federal student loans.
Supreme Court Decides Case About Collection Attempts on Discharged Debt
June 3, 2019. The U.S. Supreme Court recently clarified the standard for holding a creditor in contempt after attempting to collect a debt from someone who's received a bankruptcy discharge.
CFPB Proposes Regulations For Debt Collectors
May 7, 2019. The CFPB is proposing rules to implement the Fair Debt Collection Practices Act and protect consumers from debt collectors.
CFPB Rule Provides Protections for Prepaid Cards
April 1, 2019. Now that the federal Prepaid Accounts Rule is in effect, learn what remedies are available for violations.
New York Passes Extensive Legislation Covering Student Loan Servicers
April 1, 2019. New York passed a law that governs how student loan servicers operate.
FDCPA Doesn’t Apply to Nonjudicial Foreclosures
March 20, 2019. Companies that handle nonjudicial foreclosures aren’t “debt collectors” under the federal Fair Debt Collection Practices Act.
New Colorado Law Limits Payday Loan Interest to 36%
February 1, 2019. Colorado law caps payday loan interest rates.
New Debt Collections Law in California
January 1, 2019. In 2019, California law will require a debt collector to inform the debtor if the statute of limitations for a particular debt has passed.
New Massachusetts Rules Regarding Credit Card Collection Lawsuits
January 1, 2019. If you have unpaid credit card debt, you might face a collection lawsuit at some point. Learn what the Massachusetts Rules of Civil Procedure require in these types of suits.
California Enacts New Law Expanding Protections for Military Servicemembers
January 1, 2019. AB 3212, which amends California's Military and Veterans Code, provides a wide range of legal and financial protections for military servicemembers.