If you’re facing a foreclosure or having trouble making your mortgage payments, this is the place for you. Learn about the foreclosure process, how you can make the most of that process, your rights under federal and state law, foreclosure do’s and don’ts, ways to delay a foreclosure, like filing for bankruptcy, and common foreclosure defenses. You’ll also find information on foreclosure alternatives, such as getting a loan modification, completing a short sale, or arranging a deed in lieu of foreclosure.
Below you'll find detailed yet easy-to-understand Foreclosure articles from our legal pros. These articles are organized by category to help you find what you're looking for.
For homeowners 62 and over, a reverse mortgage could help avoid foreclosure. But it's usually not the best option.
Learn when a lender can foreclose if you have a reverse mortgage.
If you take out a reverse mortgage, you can leave your home to your heirs when you die. But you'll leave less of an asset to them, and they might have trouble keeping the property.
When the bank forecloses on the landlord, most tenants can stay in their rental.
The federal Protecting Tenants at Foreclosure Act of 2009 (PTFA) ensures that renters have adequate time to find alternative housing after the home they’re living in gets foreclosed.
In California, the new owner of a foreclosed property must perfect title before serving tenants with a three-day notice to quit.
When available, the right of redemption allows you to get your home back after a foreclosure.
If you lose your home to foreclosure, you might still owe money to your lender.
Can you get money back after foreclosure? Learn whether you can get the overage funds from a foreclosure.
Check out this 50-state chart to learn about the important features of each state's foreclosure procedures.
Learn the basics about judicial foreclosures.
What is a nonjudicial foreclosure? Find out here.
Need more information? See the topics below for more in this area of law.
Sidestep the lawyers with do-it-yourself books, documents, and software.
Nolo offers hundreds of consumer-friendly, do-it-yourself legal products for all types of legal situations. Browse our full product list.
Click below to view more legal issues. Our extensive collection of legal topics ranges across different areas of practice.
Our editors have over 100 years of combined experience practicing law. These professionals have worked in a wide range of legal areas, from estate planning to criminal law to business formation and beyond. They’re experts at explaining complicated legal issues in easy-to-understand terms.
Learn more about the team that manages Nolo’s articles, books, and DIY tools.
Find an experienced, local attorney in three easy steps. Our process is designed for ease and simplicity.
Briefly tell us about your case, and provide your contact information.
We find and instantly list attorneys that can best handle your case.
Choose the attorneys you would like to work with.
At Nolo, we prioritize quality and transparency because we know how important reliable legal information is to our readers. Our information is meticulously researched, regularly updated, and written in plain English by our experienced writers and editors. Learn more about our editorial standards.
Grow your firm with Martindale-Nolo, the largest legal network, and learn more about our attorney lead-generation and marketing services.
At Nolo, we prioritize quality and transparency because we know how important reliable legal information is to our readers. Our information is meticulously researched, regularly updated, and written in plain English by our experienced writers and editors. Learn more about our editorial standards.