Options if You Can't Pay Your Debts

If you are struggling with debt, learn about your options to get debt relief.

When You Can't Pay Your Bills: Ten Things to Know

Having trouble paying your bills? Here's what you need to know when you're in financial trouble.

Which Debts Must You Repay?

Some debts should be paid before others. Learn which debts should be your top priority.

Dealing With Debt: An Overview of Your Options

Tips for dealing with creditors when you can't pay your bills and past due debt.

Can I Go to Jail If I Don’t Pay My Debts?

For the most part, you can't go to jail for nonpayment of debts. But there are a few exceptions.

What Does Judgment Proof Mean?

If you have nothing that judgment creditors can collect from you, then you are "judgment proof."

How Bankruptcy Stops Your Creditors: The Automatic Stay

After you file for bankruptcy, the automatic stay offers potent legal protection against bill collectors.

When You Can't Pay Your Debts FAQ

Strategies to help you get out of debt.

Managing High Medical Bills

Take steps to reduce, eliminate, or better manage your high medical bills.

Preventing a Utility Shut-Off

Learn about programs and laws that can help you avoid utility disconnections.

When You Can't Pay Income Taxes

Here are some options if you have trouble paying your income taxes.

Managing High Credit Card Debt

Tips on paying down credit card debt and negotiating with credit card companies.

Should I borrow from my 401k to pay off debt?

Learn about the pros and cons of borrowing money from your 401k retirement account to repay your debts.

Debt Consolidation: Pros and Cons

If you are considering debt consolidation, understand the advantages and disadvantages.

Do I have to pay my late spouse's debts if I live in a community property state?

In most cases, you are responsible for paying your deceased spouse's debts if you live in a community property state.

Debt and Marriage: When Do I Owe My Spouse's Debts?

Whether you are liable for your spouse's debts depends on whether you live in a community property or equitable distribution state.