Filing for Bankruptcy
Once you decide to file for Chapter 7 or Chapter 13 bankruptcy, the next step is to learn about the filing process. The articles below will help make the process more manageable. Below you can learn about:
- Filing decisions and prebankruptcy planning.
- Gathering documents and completing the forms.
- Filing information specific to your state.
Bankruptcy Filing Basics
Bankruptcy Filing Basics
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When considering filing for bankruptcy, making sense of the bankruptcy process and the available options can be challenging. Our bankruptcy guide not only answers your bankruptcy questions but also explains the three types of bankruptcy available, Chapter 7 bankruptcy, Chapter 13 bankruptcy, and Chapter 11 bankruptcy, so you can navigate the bankruptcy process successfully when filing for bankruptcy in 2024.
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Should I File Bankruptcy Now or Wait?
Timing a bankruptcy filing wisely can have a significant impact on your future.
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Should you file for bankruptcy to get rid of debts, or can you sit back and wait?
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Filing for Bankruptcy Without an Attorney
Whether you should file for bankruptcy without an attorney ("pro se") depends on the type of bankruptcy and the complexity of your case.
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Bankruptcy Filing Fees and Costs
Here's a rundown of bankruptcy filing fees, costs of mandatory credit counseling, and whether you can get a waiver of fees or pay in installments.
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Divorce & Bankruptcy: Which Comes First?
Not sure if you should file for bankruptcy or divorce first? Here's what to consider.
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Divorce During Chapter 13 Bankruptcy
What happens if you are in a Chapter 13 bankruptcy and you decide to get divorced? Learn about your options when facing divorce during Chapter 13.
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How to Value Personal Property in Bankruptcy
When valuing your personal property in bankruptcy, use the current value. Here's how.
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Forms You Must File in Chapter 7 Bankruptcy
Here's a list of the forms you must file in Chapter 7 bankruptcy, and where to find them.
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How to Get and File the Bankruptcy Forms
Learn where to find the official bankruptcy forms, how to find out about local forms and requirements, and where to file your forms.
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Forms You Must File in Chapter 13 Bankruptcy
Here's a list of the forms you must file in Chapter 13 bankruptcy, and where to find them.
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Preparing for Bankruptcy: What to Do With Bank Accounts, Automatic Payments, and Utility Deposits
Your creditors should stop deducting automatic payments from your bank accounts when you file for bankruptcy, but it doesn’t always work as smoothly as you’d expect. You’ll also want to prepare for bankruptcy by ensuring you have a checking account or another bank account that will remain open after bankruptcy. And take steps to avoid a set off that occurs when your bank withdraws funds from your bank account to set off a balance owed to your bank on other debts. Your utility provider could use your existing utility deposit to set off a past due utility bill, as well, so be ready to fund a utility deposit.
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Should I File for Bankruptcy Before or After Foreclosure?
It's often advantageous to file for Chapter 7 bankruptcy before you lose your home to foreclosure.
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Which Should I Do First: File for Bankruptcy or Buy a Car?
Should you buy a car before or after filing for bankruptcy? Learn the pros and cons of each option.
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Application for Waiver of Chapter 7 Filing Fee
If you cannot afford to pay the filing fee in full or in installments, you can file an Application to Have the Chapter 7 Filing Fee Waived (Form 103B).
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